Bridge To Gold

Archive for the ‘Tips’ Category

Saving money is easier said than done. A lot of people are having a hard time saving a portion of their income especially if they are not used to it. An extravagant lifestyles and bad spending habits are most common problem in terms of savings. Since we all know that there is a need to save money for the coming rainy seasons. Here are some tips for saving some money:

• Avoid Impulse Buying – make sure that you don’t buy things that you do not need anymore. Like if you have a lot of pair of shoes, when you go to the store don’t buy same stuff. Make a list of the things you need when you do groceries.

• Forget the plastic – avoid using yourself some credit cards. If not possible, then minimize of having one or two at its maximum.

• Pay yourself first – these include all your bills at home like your phone, electricity bills. Make sure to read the fine print on your bills to make sure everything is right. Then separate some money for yourself to deposit it for your savings account. If there’s still something left, then that’s the only time you can buy whims like a new clothing or a nintendo dsi.

Savings is very important. If you start young in your savings the more it is easier for you to save some money in the future and the more you enjoy your money for other purposes like vacation, birthday parties or hospitalization. Regrets has no place if you learn to save.

Christmas is just around the corner and parties are thrown, almost everyday, come the month of December. If you are a host to a Christmas party it seemed effortless to prepare for it because the decors are easy to find and the simple green and red party supplies will suffice. However, a simple non-themed-no-brainer Christmas party is ordinary and boring.

How about a heaven on earth inspired Christmas party? Would that be more exciting and interesting? Indeed it is, but is more tedious to prepare for and host as well. Partypro.com will make our lives easier. They have the most comprehensive lists of party supplier you will ever need for your themed parties. Their product catalogue boasts for its distinctive party ideas that will surely make your every party a hit. You can try their personalized and themed scene settings that which is a complete decorated system that can be used for walls and or large party halls. They are made of printed rolls and sheets of plastics that sets of the mood for the party theme in mind. These scene settings are kept affixed to the walls by party tacks that are actually temporary adhesives without the hassle chipping wall paints.

With tough times, how can you save money for unplanned events and emergencies? Even if your pay isn’t that big, you can still manage to save half or even a quarter of your pay in a savings account. For those who think that saving even a small amount of your salary is impossible, think again. Here are 3 easy money saving tips for you to put into practice.

1. Save your small bills and coins.

Whenever you buy something or break a big bill, you should save anything lower than P100 in a piggy bank or another form of storage. When you’ve filled your piggy bank up, you’ll be surprised at how much you’ve saved.

2. When buying something, shop in different stores.

Practice comparing prices in other shops before making a purchase to help you save money. This also gives you the opportunity to look for better deals and discounts in other stores. You should practice this all the time especially when you’re buying something.

3. Make a list of your expenses.

Make a list of your regular monthly expenses like house rental, any cable/internet bill, an estimate of your electric and water bill, phone bill, etc. Then, plan how much you’re going to spend for food and aim to save at least half of your salary.

Just a few days to go and it will be a Thanksgiving weekend in the US.  Aside from getting excited for the humongous Turkey that will be served on the Thanksgiving dinner, many American shoppers are excited for the blockbuster deals that will be made exclusively many by stores the next day, which is popularly known as the Black Friday.

So in order to survive the Black Friday this year, here are some tips I’ve compiled:

1.) Research..research..research. Many stores have already sent out and published their Black Friday ad catalogs as early as last week.  Follow the stores’ Twitter accounts and like their Facebook Fan Pages because they’re alerting on the spot greatly discounted deals.

2.) Take note of the time-sensitive ads.  There are certain stores that offer particular products within a particular time only.  This way you can plan which mall or which mall’s department to hit first.

3.) Arrive early.  Check out local ads because some stores are opening as early as 11pm of Thanksgiving night.  Bring stools, light and compact camping stuff that you can use while you queue outside waiting for the store opening.

4.) Park close to an exit.  For logical reason..so you can get out of the pack fast after shopping.

5.) Make a shopping list to make sure nothing’s forgotten.  Set a budget to not overspend.

6.) Dress comfortably.

7.) Bring a buddy to shop with you.  You can ask him to watch over your cart at one corner so you can wander around without the bulk of a cart.

8.) Do not bring children with you.

Nowadays, saving money is essential. Almost everything – groceries, fruits, vegetables, electricity, phone bills – everything, is going up with the economy’s downfall and you really have to find ways to save money. Spending hundreds of dollars on phone bills and electricity is not an option anymore. So how do you save bucks with all the expenses rising?

Cutting back on electricity is one of the biggest ways to save money. If your family’s used to keeping the lights on all the time, save money by shutting lights off when they’re not in use. Take off non-working bulbs as these take up current even if it’s not in use.

Save money by cutting back on your diet. Stay away from expensive and unhealthy junk food, soft drinks and alcohol. Add a healthy helping of vegetables and fruits to make up your diet. This will allow you to save money with your groceries.

Another big way to save money is by cutting back on your phone bills. Choose toll free numbers to dial instead of long distance numbers. Cut back on long calls and use SMS to convey unimportant messages. Phone bills are usually what take up half of a family’s budget and to be able to cut at least half of the usual calls would make a hell lot of savings already.